The power of strategic partnerships

Our affiliations with AntRe Consulting, Ruark Consulting, and US Living Benefits enable SHM to provide a depth of product experience in the full range of Living Benefits including Combo products, CII and wellness benefits.


AntRe LLC represents very unique and recognized expertise in Living Benefits products such as Disability Income, Critical Illness and Long Term Care.

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Ruark Consulting LLC offers expertise in annuity risk management and reinsurance, especially involving Living Benefit features.

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US Living Benefits is a preëminent consulting and marketing firm specializing in critical illness insurance for carriers, reinsurers and distributors.

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SHM values the power of strategic partnerships in developing and launching innovative, consumer-driven products. It is our privilege to partner with industry leaders who have a depth of experience in their specialized competencies.

Hersh Markusfeld