Press Releases

August 7, 2013

STRATEGIC HEALTH MANAGEMENT AWARDED PATENT FOR COMBO PRODUCT PRICING

Strategic Health Management (SHM), a northern California-based insurance consultancy, has been awarded U.S. patent number 8,150,715 for its innovative pricing mechanism bearing the trademark 'FIPO®' (Flexible Insurance Premium Option). FIPO® is a flexible pricing tool that applies to all combination/linked life and annuity products that include Long-Term Care benefits. It offers significant advantages when compared to level-premium Combos, while enabling insurers to develop their own proprietary products.

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August 7, 2013

RUARK AND SHM ANNOUNCE STRATEGIC ALLIANCE WITH FOCUS ON COMBO LTC PRODUCTS

Ruark Insurance Advisors, Inc., a Connecticut firm focused on the life insurance and annuity industry, and Strategic Health Management, a product development consultancy in northern California, have established a strategic alliance.

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