We believe SHM is well positioned to assist strong distributors and forward looking insurers in entering this huge, largely untapped Living Benefits market with competitive, consumer-oriented products.
|Strategic Health Management Corporation|||||About SHM|
|The SHM Advantage||+|
SHM's end-to-end solutions help distributors and insurers capitalize on emerging opportunities. Our innovative solutions are specifically designed to address the challenges facing early market entrants.
One example is our patent-pending flexible pricing mechanism which provides reduced costs and/or greater benefits at point of sale, with level premiums at higher ages when most consumers are living on fixed incomes.
By utilizing the FIPO pricing infrastructure, Strategic Health Management (SHM) can assist your organization in providing competitive, consumer-friendly long-term care and critical illness insurance products to your customers/policyholders. SHM provides consulting services featuring the computing and determination of premium rates charged for insurance coverage related to LTCI, CII and Combo/ Hybrid products.
|Depth of Experience||+|
SHM has been a successful LTCI product innovator and distribution catalyst since the late 1980s. We've now broadened our focus to include combo annuity and life products, CII, and cutting-edge wellness products.
These "Living Benefit" products directly address the needs of consumers who want to protect their financial assets and quality of life.