Maximizing growth opportunities for distributors and insurers
SHM's mission is to help distributor/insurer clients achieve sustainable, profitable growth. We recognize that most traditional insurance products can be easily copied and improved upon, thus erasing any temporary competitive advantage for early market entrants.

Our innovative approach to pricing and product packaging can create meaningful and ongoing marketplace differentiation. This enables distributors and insurers to minimize the impact of price and commission pressures on profit margins, while unleashing the potential for accelerated growth in untapped markets.